Did we mention that all of these facilities

#1 von zhangsan520 , 14.12.2018 07:40

Finance > Insurance > Health InsuranceStay healthy in India and abroad with Oriental health insurance
Posted by kiransingh123 in Finance on August 1st Elias Lindholm Jersey , 2018


Health insurance: The two words we hear quite often but do we take a chance to understand? At any given time our answer is a big NO! Well, given the nature of our millennial activities, it is obvious that stress and aliment go hand in hand with minimum attention given to work life balance. So what can one do when such a situation arises out of a sudden? Simple - Invest in a health insurance. It serves as a clear cut protection plan to cover all our medical expenses at any given time of unforeseen events. Just give some thought into it - fever & accidents don’t really give us a call before coming : and nobody likes to be sick. Going forward, let us read more on the essentials of one of the most premier and oldest health insurance providers in India.


Health Insurance by the Oriental Insurance Company


The bigger the family Brock McGinn Jersey , the bigger the cover. Keeping the big joint-families in mind (3 children & 4 adults to be specific), this provider entitles cover for up to 7 family members and optional for pre-existing diseases. Coupled with the benefits of prepost hospitalisation, the policies also offer lifelong renewal to keep you well endowed in days of financial stress.


Time to see which one suits you and your family? Know more here:


Individual Mediclaim Plan: As the name suggests, it provides protection to an individual in cases of sudden illness Sebastian Aho Jersey , accident and surgery which is required in respect of any disease which has arisen during the policy period. The coverage amount benefits can be availed between Rs. 1 lakh to Rs. 10 Lacs with upper limit of the age applicant being 80 years. An added advantage is that you can purchaserenew this entire set online to cover expenses including in-patient hospitalization, pre and post hospitalization expense, cashless treatment across listed hospitals.


Happy Family Floater Policy: This consolidated plan comes in three variants silver, gold and diamond Justin Williams Jersey , the latter being the higher variant. The sum insured (between Rs. 1 to 20 lacs) for the entire family, and members less than 60 years of age are excluded from any medical check-ups and pre-existing diseases are covered after 4 years of waiting period.


Gold Plan: Apart from the general benefits mentioned above and cash allowance, the most prominent feature is that of a Personal Accident cover and Life Hardship Survival Benefit. Under this add on, the individual receives coverage in case of accident Jordan Staal Jersey , permanent or partial disability, accident related deaths, etc.


Silver Plan: Being the lower variant, the sum insured here is between Rs. 1 to 5 lacs with the benefit of daily cash allowance.


Overseas Mediclaim Plan


Planning a trip to foreign lands? Be it as a businessman or as a tourist Noah Hanifin Jersey , we always have a set of luggage comprising of our valuables and ourselves that need utmost protection while we globe trot. For the same reason, this policy comes into existence. With Oriental Insurance plans any individual, student or employee travelling abroad is entitled to complete protection for all medical and health related emergencies. Value added benefits include emergency cash assistance, ambulance and cashless services and further customisation as per the traveller’s requirement. An exception to be undertaken for employees and students travelling is that the minimum period of cover is 2 months while the maximum being 12 months. The mandatory sum insured is 75000 USD (Rs. 50000 to 5 lacs) and the premium has to be paid in dollar currency Jeff Skinner T-Shirts , irrespective of the place of visit.


Major Exclusions

Policy cannot be issued for less than 2 monthsAny claims for dental treatment except as a result of injury, pregnancy, including miscarriage and childbirthFor foreign nationals working in India, this insurance is valid from the first day and expires on the last day of the time period specified in the policy Justin Faulk T-Shirts , or on return to India, whichever is earlier

Oriental Pravasi Bharatiya Bima Yojana (PBBY)


This scheme caters to our on the goNon-residential Indians staying abroad for work with a sum insured up to Rs. 10 lacs in event of accidental death Permanent disablement loss of employment. Add on benefits include Rs. 50000 as a top up when applying as a family floater basis.


Did we mention that all of these facilities can be purchased online? Yes, they can!


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